:root{
  --ink:#071b33;--ink-2:#0d2a4d;--navy:#0b2341;--blue:#155e93;--teal:#0c7f82;--teal-2:#15a5a4;
  --amber:#d99a2b;--red:#b83b45;--paper:#fffdfa;--soft:#f3f7f9;--soft-blue:#eaf2f7;--line:#dce6ec;
  --text:#1c3045;--muted:#5c7083;--white:#fff;--shadow:0 18px 45px rgba(7,27,51,.09);--shadow-sm:0 8px 24px rgba(7,27,51,.07);
  --radius:22px;--radius-sm:14px;--container:1240px;--reading:780px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--blue);text-decoration-thickness:.08em;text-underline-offset:.18em}button,input{font:inherit}svg{width:1.25em;height:1.25em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;left:16px;top:-100px;z-index:9999;background:var(--ink);color:#fff;padding:10px 14px;border-radius:8px}.skip-link:focus{top:16px}.section{padding:92px 0}.section--tight{padding:68px 0}.section--soft{background:var(--soft)}.section--ink{background:linear-gradient(145deg,#06182e,#0a2c4d);color:#fff;position:relative;overflow:hidden}.section--ink:before{content:"";position:absolute;inset:-30% auto auto -10%;width:500px;height:500px;border-radius:50%;background:rgba(19,149,151,.12);filter:blur(12px)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--teal);font-weight:800;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase}.eyebrow>span{width:28px;height:2px;background:currentColor}.eyebrow--plain{display:block;margin-bottom:10px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:36px;margin-bottom:34px}.section-heading>div{max-width:700px}.section-heading>p{max-width:490px;margin:0;color:var(--muted)}.section-heading h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:clamp(2rem,4vw,3.2rem);line-height:1.08;letter-spacing:-.035em;margin:5px 0 0}.section-heading--center{display:block;text-align:center;max-width:820px;margin:0 auto 40px}.section-heading--center>p{margin:14px auto 0}.section-heading--light h2,.section-heading--light p{color:#fff}.section-heading--light p{opacity:.75}
.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:50px;padding:0 20px;border-radius:12px;font-weight:800;text-decoration:none;border:1px solid transparent;transition:.2s ease}.button svg,.text-link svg,.round-arrow svg,.article-card__footer svg,.decision-card b svg{width:18px;height:18px}.button--primary{background:var(--ink);color:#fff;box-shadow:0 12px 24px rgba(7,27,51,.2)}.button--primary:hover{transform:translateY(-2px);background:#0d3159}.button--secondary{background:#fff;color:var(--ink);border-color:var(--line)}.button--secondary:hover{border-color:#a6bdca;background:var(--soft)}.button--small{min-height:42px;padding:0 15px;font-size:.9rem}.text-link{display:inline-flex;align-items:center;gap:7px;font-weight:800;text-decoration:none;color:var(--blue)}.text-link:hover{color:var(--teal)}
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,253,250,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(220,230,236,.85)}.site-header__inner{min-height:80px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:11px;color:var(--ink);text-decoration:none;flex:none}.brand__mark{width:42px;height:42px;display:grid;place-items:center;color:var(--teal)}.brand__mark svg{width:100%;height:100%;stroke-width:1.8}.brand__text{display:grid;line-height:1}.brand__text strong{font-family:Georgia,"Times New Roman",serif;font-size:1.04rem}.brand__text small{font-size:.72rem;text-transform:uppercase;letter-spacing:.16em;color:var(--muted);margin-top:5px}.desktop-nav{display:flex;align-items:center;justify-content:center;gap:2px;flex:1}.desktop-nav a{padding:10px 9px;border-radius:8px;color:var(--text);font-size:.78rem;font-weight:750;text-decoration:none;white-space:nowrap}.desktop-nav a:hover,.desktop-nav a.is-active{background:var(--soft-blue);color:var(--blue)}.site-header__actions{display:flex;align-items:center;gap:8px}.header-search{display:flex;border:1px solid var(--line);background:#fff;border-radius:11px;overflow:hidden}.header-search input{width:145px;border:0;background:transparent;padding:9px 2px 9px 12px;outline:0;font-size:.8rem}.header-search button{border:0;background:transparent;color:var(--muted);padding:8px;display:grid;place-items:center;cursor:pointer}.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);place-items:center;cursor:pointer}.menu-toggle__close{display:none}.menu-toggle[aria-expanded="true"] .menu-toggle__open{display:none}.menu-toggle[aria-expanded="true"] .menu-toggle__close{display:block}.mobile-menu{border-top:1px solid var(--line);background:#fff}.mobile-menu__inner{padding:18px 0 26px}.mobile-menu nav{display:grid;grid-template-columns:repeat(2,1fr);gap:7px}.mobile-menu nav a{padding:12px;border-radius:9px;background:var(--soft);color:var(--ink);font-weight:750;text-decoration:none}.mobile-search{margin-top:18px}.mobile-search label{display:block;font-weight:800;margin-bottom:7px}.mobile-search>div{display:flex}.mobile-search input{flex:1;min-width:0;padding:12px;border:1px solid var(--line);border-radius:10px 0 0 10px}.mobile-search button{border:0;background:var(--ink);color:#fff;padding:0 16px;border-radius:0 10px 10px 0;font-weight:800}
.home-hero{position:relative;overflow:hidden;padding:72px 0 78px;background:linear-gradient(135deg,#f7fafb 0%,#fffdfa 55%,#edf6f7 100%)}.home-hero__glow{position:absolute;width:680px;height:680px;right:-220px;top:-320px;border-radius:50%;background:radial-gradient(circle,rgba(21,165,164,.17),transparent 68%)}.home-hero__grid{position:relative;display:grid;grid-template-columns:minmax(0,.84fr) minmax(520px,1.16fr);align-items:center;gap:52px}.home-hero h1{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:clamp(3.1rem,6vw,5.45rem);line-height:.98;letter-spacing:-.055em;margin:18px 0 24px;max-width:760px}.home-hero__lead{font-size:1.17rem;line-height:1.7;color:#425a70;max-width:670px;margin:0}.home-hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-proof{display:flex;flex-wrap:wrap;gap:18px 24px;padding:0;margin:28px 0 0;list-style:none;color:var(--muted);font-size:.87rem;font-weight:700}.hero-proof li{display:flex;align-items:center;gap:7px}.hero-proof svg{color:var(--teal);width:18px}.home-hero__visual{position:relative;border-radius:28px;overflow:hidden;box-shadow:0 30px 70px rgba(7,27,51,.2);border:1px solid rgba(255,255,255,.8);background:#061a31}.home-hero__visual img{width:100%;aspect-ratio:16/9;object-fit:cover}.hero-visual__caption{position:absolute;left:18px;bottom:18px;display:grid;padding:11px 14px;border-radius:11px;background:rgba(6,24,46,.84);backdrop-filter:blur(8px);color:#fff;box-shadow:0 8px 20px rgba(0,0,0,.2)}.hero-visual__caption strong{font-size:.85rem}.hero-visual__caption span{font-size:.68rem;opacity:.72}
.situation-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.situation-card{position:relative;display:flex;flex-direction:column;min-height:260px;padding:25px;border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;color:var(--text);text-decoration:none;box-shadow:var(--shadow-sm);transition:.22s ease}.situation-card:hover{transform:translateY(-4px);border-color:#afcbd4;box-shadow:var(--shadow)}.situation-card h3{color:var(--ink);font-family:Georgia,"Times New Roman",serif;font-size:1.45rem;line-height:1.15;margin:18px 0 10px}.situation-card p{color:var(--muted);font-size:.94rem;margin:0 0 20px}.situation-card .text-link{margin-top:auto}.icon-box{display:grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--soft-blue);color:var(--blue)}.icon-box svg{width:25px;height:25px}.icon-box--large{width:58px;height:58px;border-radius:16px}.icon-box--large svg{width:31px;height:31px}
.core-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.core-guide-grid--compact .core-guide-card{min-height:265px}.core-guide-card{display:grid;grid-template-columns:auto 1fr auto;gap:18px;align-items:start;min-height:240px;padding:28px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);text-decoration:none;color:var(--text);transition:.22s ease}.core-guide-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#a7c6d2}.core-guide-card h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.65rem;line-height:1.12;margin:4px 0 10px}.core-guide-card p{margin:0;color:var(--muted);font-size:.94rem}.card-kicker{font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;color:var(--teal);font-weight:850}.round-arrow{align-self:end;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff}.round-arrow svg{width:19px}
.lifecycle-section{overflow:hidden}.lifecycle-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;padding:0;margin:0;list-style:none;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.lifecycle-grid li{position:relative;background:#fff;padding:26px;min-height:200px}.lifecycle-grid__number{display:inline-flex;color:var(--teal);font-weight:900;font-size:.75rem;letter-spacing:.12em;margin-bottom:30px}.lifecycle-grid li:not(:last-child):after{content:"";position:absolute;right:-7px;top:38px;width:14px;height:14px;border-right:1px solid var(--line);border-top:1px solid var(--line);background:#fff;transform:rotate(45deg);z-index:2}.lifecycle-grid h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.25rem;margin:0 0 9px}.lifecycle-grid p{font-size:.88rem;color:var(--muted);margin:0}
.decision-grid{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.decision-card{display:flex;flex-direction:column;min-height:260px;padding:26px;border:1px solid rgba(255,255,255,.13);border-radius:var(--radius-sm);background:rgba(255,255,255,.07);color:#fff;text-decoration:none;backdrop-filter:blur(4px);transition:.22s ease}.decision-card:hover{background:rgba(255,255,255,.12);transform:translateY(-4px)}.decision-card>span{font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;color:#70d8d4;font-weight:850}.decision-card h3{font-family:Georgia,"Times New Roman",serif;font-size:1.42rem;line-height:1.15;margin:18px 0 12px}.decision-card p{font-size:.9rem;color:rgba(255,255,255,.72);margin:0 0 18px}.decision-card b{margin-top:auto;display:flex;align-items:center;gap:7px;font-size:.87rem}
.two-feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.feature-panel{padding:36px;border-radius:var(--radius);border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-sm)}.feature-panel h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:2.15rem;line-height:1.1;margin:6px 0 14px}.feature-panel>p{color:var(--muted)}.feature-panel--cost{background:linear-gradient(145deg,#fff,#edf6f7)}.feature-panel--ownership{background:linear-gradient(145deg,#fff,#edf2f8)}.cost-list{display:grid;gap:8px;margin:24px 0}.cost-list div{display:grid;grid-template-columns:100px 1fr;gap:15px;padding:12px 0;border-bottom:1px solid rgba(113,143,159,.2)}.cost-list span{color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;font-weight:800}.cost-list b{font-size:.9rem;color:var(--ink)}.ownership-list{list-style:none;padding:0;margin:24px 0;display:grid;gap:15px}.ownership-list li{display:flex;gap:12px;align-items:flex-start}.ownership-list svg{flex:none;color:var(--teal);margin-top:2px}.ownership-list span{font-size:.92rem;color:var(--muted)}.ownership-list b{color:var(--ink);display:block}
.assurance-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.assurance-grid>a{display:block;padding:24px;border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;text-decoration:none;color:var(--text);transition:.2s ease}.assurance-grid>a:hover{transform:translateY(-4px);box-shadow:var(--shadow-sm)}.assurance-grid h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.3rem;margin:18px 0 8px}.assurance-grid p{font-size:.87rem;color:var(--muted);margin:0}
.article-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.article-card{display:flex;flex-direction:column;min-height:285px;padding:25px;border-radius:var(--radius-sm);border:1px solid var(--line);background:#fff;color:var(--text);text-decoration:none;box-shadow:0 5px 18px rgba(7,27,51,.04);transition:.22s ease}.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-sm);border-color:#a9c3ce}.article-card__meta{display:flex;justify-content:space-between;gap:10px;color:var(--muted);font-size:.7rem;text-transform:uppercase;letter-spacing:.06em;font-weight:800}.article-card__meta>span:first-child{color:var(--teal)}.article-card h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.4rem;line-height:1.18;margin:18px 0 12px}.article-card p{font-size:.89rem;color:var(--muted);margin:0 0 18px}.article-card__footer{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:auto;padding-top:15px;border-top:1px solid var(--line);font-size:.78rem;color:var(--muted)}.article-card__footer b{display:flex;align-items:center;gap:5px;color:var(--blue)}
.trust-section{border-top:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:32px}.trust-grid h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:2.25rem;line-height:1.12;margin:7px 0}.trust-grid h3{color:var(--ink);font-size:1rem;margin:0 0 8px}.trust-grid p{color:var(--muted);font-size:.87rem;margin:0}
.page-hero{padding:72px 0 64px;background:linear-gradient(135deg,#f4f8fa,#fffdfa)}.page-hero__inner{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:end}.page-hero h1{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:clamp(2.8rem,5vw,4.8rem);line-height:1.02;letter-spacing:-.045em;margin:14px 0 20px}.page-hero p{font-size:1.08rem;color:var(--muted);max-width:760px}.hero-search{padding:24px;border-radius:var(--radius-sm);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm)}.hero-search label{display:block;color:var(--ink);font-weight:800;margin-bottom:10px}.hero-search>div,.page-search{display:flex}.hero-search input,.page-search input{flex:1;min-width:0;padding:13px 15px;border:1px solid var(--line);border-radius:10px 0 0 10px;outline:none}.hero-search input:focus,.page-search input:focus{border-color:var(--teal)}.hero-search button,.page-search button{display:flex;align-items:center;gap:7px;border:0;background:var(--ink);color:#fff;font-weight:800;padding:0 17px;border-radius:0 10px 10px 0}.page-hero--simple .container{max-width:950px}.page-hero--simple h1{max-width:850px}.page-search{max-width:720px;margin-top:26px}.page-hero--404{text-align:center;min-height:62vh;display:grid;place-items:center}.page-hero--404 .container{max-width:760px}.error-code{font-size:6rem;font-weight:900;color:var(--teal);line-height:1}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:7px;color:var(--muted);font-size:.77rem;margin-bottom:30px}.breadcrumbs a{color:var(--blue);text-decoration:none}.breadcrumbs span:last-child{color:var(--text)}.category-hero__grid{display:grid;grid-template-columns:1fr 390px;gap:55px;align-items:center}.category-hero__grid h1{max-width:800px}.page-meta{display:flex;flex-wrap:wrap;gap:8px 20px;color:var(--muted);font-size:.8rem;font-weight:700;margin-top:20px}.category-hero__panel{padding:26px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow-sm)}.category-hero__panel h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.45rem;margin:18px 0 12px}.category-hero__panel ul{list-style:none;padding:0;margin:0;display:grid;gap:11px}.category-hero__panel li{display:flex;gap:9px;font-size:.86rem;color:var(--muted)}.category-hero__panel li svg{flex:none;color:var(--teal)}.subsection-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.subsection-card{display:flex;flex-direction:column;padding:26px;min-height:245px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);text-decoration:none;color:var(--text);transition:.2s}.subsection-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-sm)}.subsection-card h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.45rem;line-height:1.16;margin:10px 0}.subsection-card p{font-size:.9rem;color:var(--muted);margin:0 0 20px}.subsection-card .text-link{margin-top:auto}
.article-hero{padding:54px 0 46px;background:linear-gradient(135deg,#f2f7f9,#fffdfa);border-bottom:1px solid var(--line)}.article-hero__inner{max-width:1000px}.article-hero__labels{display:flex;flex-wrap:wrap;gap:8px}.article-hero__labels span{padding:6px 10px;border-radius:999px;background:#e2f1f1;color:#096a6d;font-size:.7rem;font-weight:850;text-transform:uppercase;letter-spacing:.07em}.article-hero__labels .label-caution{background:#fff1d6;color:#8b5a00}.article-hero h1{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:clamp(2.7rem,5vw,4.65rem);line-height:1.03;letter-spacing:-.045em;margin:18px 0 20px;max-width:970px}.article-standfirst{font-size:1.18rem;line-height:1.7;color:#486075;max-width:850px}.article-byline{display:flex;align-items:center;gap:12px;margin-top:25px}.editor-avatar{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font-weight:900;font-size:.8rem}.article-byline div:last-child{display:grid}.article-byline strong{color:var(--ink);font-size:.86rem}.article-byline span{color:var(--muted);font-size:.76rem}.article-section{padding-top:60px}.article-layout{display:grid;grid-template-columns:260px minmax(0,var(--reading));justify-content:center;gap:55px;align-items:start}.article-sidebar{position:sticky;top:110px;display:grid;gap:16px}.toc{border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;overflow:hidden}.toc__toggle{width:100%;display:flex;justify-content:space-between;align-items:center;border:0;background:var(--soft);color:var(--ink);font-weight:850;padding:14px 16px;cursor:pointer}.toc ol{list-style:none;padding:8px 16px 15px;margin:0;display:grid;gap:2px;max-height:58vh;overflow:auto}.toc li a{display:block;padding:7px 0;color:var(--muted);text-decoration:none;font-size:.78rem;line-height:1.35}.toc li a:hover{color:var(--blue)}.toc-level-3{padding-left:12px;border-left:1px solid var(--line)}.toc.is-collapsed ol{display:none}.hub-return{display:grid;padding:18px;border-radius:var(--radius-sm);background:var(--ink);color:#fff;text-decoration:none}.hub-return>span{font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:#7bd3d0;font-weight:800}.hub-return strong{font-family:Georgia,"Times New Roman",serif;font-size:1.18rem;line-height:1.2;margin:5px 0 15px}.hub-return b{display:flex;align-items:center;gap:6px;font-size:.75rem}.article-feedback{padding:35px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.article-feedback .container{display:flex;align-items:center;justify-content:space-between;gap:30px}.article-feedback h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);margin:0 0 4px}.article-feedback p{color:var(--muted);margin:0}
.content-shell{max-width:var(--reading)}.content-shell--hub{max-width:950px}.prose{color:#243a4f}.prose>*:first-child{margin-top:0}.prose p{margin:0 0 1.25em}.prose .lead{font-size:1.2rem;color:#40586e}.prose h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:clamp(1.8rem,3vw,2.35rem);line-height:1.15;letter-spacing:-.025em;margin:2.1em 0 .65em;scroll-margin-top:110px}.prose h3{color:var(--ink);font-size:1.3rem;line-height:1.3;margin:1.7em 0 .6em;scroll-margin-top:110px}.prose h4{color:var(--ink);font-size:1.05rem;margin:1.5em 0 .5em}.prose ul,.prose ol{padding-left:1.4em;margin:0 0 1.4em}.prose li{margin:.42em 0}.prose a{color:var(--blue);font-weight:650}.prose strong{color:#102b45}.prose blockquote{margin:1.8em 0;padding:18px 22px;border-left:4px solid var(--teal);background:var(--soft);color:#40586e}.prose table{width:100%;border-collapse:separate;border-spacing:0;margin:1.8em 0;font-size:.88rem;border:1px solid var(--line);border-radius:12px;overflow:hidden;display:block;max-width:100%;overflow-x:auto}.prose thead,.prose tbody{display:table;width:100%;table-layout:auto}.prose th{background:var(--ink);color:#fff;text-align:left;font-weight:800}.prose th,.prose td{padding:12px 13px;border-bottom:1px solid var(--line);vertical-align:top;min-width:120px}.prose tr:last-child td{border-bottom:0}.prose tbody tr:nth-child(even){background:#f7fafb}.prose code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:#edf2f5;padding:.15em .35em;border-radius:5px;font-size:.88em}.prose pre{overflow:auto;background:#071b33;color:#e7f2f7;padding:18px;border-radius:12px}.prose .editorial-note,.editorial-note{margin-top:50px;padding:25px;border:1px solid #e5c98c;border-radius:var(--radius-sm);background:#fff8e9}.editorial-note h2{font-size:1.45rem!important;margin:0 0 8px!important}.editorial-note p{margin:0;color:#705829}.static-prose{font-size:1.03rem}.static-prose h2:first-of-type{margin-top:1.6em}
.page-search{max-width:720px}.empty-state{text-align:center;padding:60px 25px;border:1px dashed #b7c9d2;border-radius:var(--radius);background:#fff}.empty-state h2,.empty-state h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:2rem;margin:0 0 10px}.empty-state p{color:var(--muted)}.pagination{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;margin-top:35px}.pagination a{font-weight:800;text-decoration:none}.pagination a:last-child{text-align:right}.pagination>span{text-align:center;color:var(--muted);font-size:.84rem}
.site-footer{background:#06172c;color:#fff;padding:64px 0 22px}.site-footer__grid{display:grid;grid-template-columns:1.35fr repeat(4,1fr);gap:38px}.site-footer .brand{color:#fff}.site-footer .brand__mark{color:#6bd0cd}.site-footer__intro p{color:rgba(255,255,255,.64);font-size:.87rem;max-width:320px}.site-footer h2{font-size:.77rem;text-transform:uppercase;letter-spacing:.1em;color:#78d3d0;margin:4px 0 15px}.site-footer a:not(.brand){display:block;color:rgba(255,255,255,.74);text-decoration:none;font-size:.84rem;margin:8px 0}.site-footer a:hover{color:#fff}.site-footer__bottom{display:flex;justify-content:space-between;gap:30px;margin-top:45px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);color:rgba(255,255,255,.5);font-size:.72rem}.site-footer__bottom p{margin:0}
:focus-visible{outline:3px solid #f1b84b;outline-offset:3px}
@media (max-width:1120px){.desktop-nav{display:none}.menu-toggle{display:grid}.header-search input{width:180px}.home-hero__grid{grid-template-columns:1fr;gap:38px}.home-hero__copy{max-width:850px}.home-hero__visual{max-width:950px}.situation-grid,.core-guide-grid,.subsection-grid{grid-template-columns:repeat(2,1fr)}.decision-grid,.assurance-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}.site-footer__grid{grid-template-columns:1.4fr repeat(2,1fr)}.article-layout{grid-template-columns:220px minmax(0,1fr);gap:38px}}
@media (max-width:820px){body{font-size:16px}.container{width:min(calc(100% - 28px),var(--container))}.section{padding:68px 0}.section-heading{display:block}.section-heading>p{margin-top:13px}.header-search{display:none}.site-header__inner{min-height:70px}.brand__text strong{font-size:.96rem}.home-hero{padding:52px 0}.home-hero h1{font-size:clamp(2.8rem,12vw,4.2rem)}.home-hero__lead{font-size:1.05rem}.home-hero__visual img{aspect-ratio:1/1}.situation-grid,.core-guide-grid,.article-card-grid,.subsection-grid{grid-template-columns:1fr}.core-guide-card{min-height:0}.lifecycle-grid{grid-template-columns:repeat(2,1fr)}.decision-grid,.assurance-grid,.two-feature-grid{grid-template-columns:1fr}.page-hero__inner,.category-hero__grid{grid-template-columns:1fr;gap:30px}.article-layout{display:block}.article-sidebar{position:static;margin-bottom:28px}.toc ol{max-height:none}.hub-return{display:none}.article-feedback .container{display:block}.article-feedback .button{margin-top:16px}.site-footer__grid{grid-template-columns:repeat(2,1fr)}.site-footer__intro{grid-column:1/-1}.trust-grid{grid-template-columns:1fr}.page-hero h1,.article-hero h1{font-size:clamp(2.4rem,11vw,3.5rem)}.article-standfirst{font-size:1.04rem}}
@media (max-width:540px){.container{width:min(calc(100% - 22px),var(--container))}.brand__mark{width:36px;height:36px}.brand__text strong{font-size:.84rem}.brand__text small{font-size:.61rem}.mobile-menu nav{grid-template-columns:1fr}.home-hero__actions{display:grid}.button{width:100%}.hero-proof{display:grid;gap:10px}.home-hero__visual{border-radius:18px}.hero-visual__caption{left:10px;right:10px;bottom:10px}.lifecycle-grid{grid-template-columns:1fr}.lifecycle-grid li:not(:last-child):after{display:none}.decision-grid{grid-template-columns:1fr}.core-guide-card{grid-template-columns:auto 1fr}.core-guide-card .round-arrow{display:none}.feature-panel{padding:25px}.cost-list div{grid-template-columns:1fr;gap:3px}.article-card{min-height:0}.site-footer__grid{grid-template-columns:1fr}.site-footer__intro{grid-column:auto}.site-footer__bottom{display:block}.site-footer__bottom p+ p{margin-top:8px}.page-search,.hero-search>div{display:grid;gap:8px}.page-search input,.hero-search input{border-radius:10px}.page-search button,.hero-search button{min-height:48px;border-radius:10px;justify-content:center}.article-hero{padding-top:38px}.article-byline{align-items:flex-start}.prose table{font-size:.8rem}.prose thead,.prose tbody{width:max-content;min-width:100%}}

/* Homepage V2: editorial landing and creative-led decision path. */
.header-guides-link{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:0 13px;border-radius:10px;background:var(--ink);color:#fff;text-decoration:none;font-size:.76rem;font-weight:850;white-space:nowrap;box-shadow:0 8px 18px rgba(7,27,51,.14)}
.header-guides-link:hover{background:#0d3159;color:#fff;transform:translateY(-1px)}
.page-home .home-hero{padding:76px 0 84px;background:radial-gradient(circle at 82% 25%,rgba(17,151,153,.17),transparent 30%),linear-gradient(135deg,#f8fbfc 0%,#fffdfa 52%,#eaf3f6 100%)}
.page-home .home-hero__grid{grid-template-columns:minmax(0,.78fr) minmax(560px,1.22fr);gap:48px}
.page-home .home-hero h1{font-size:clamp(3.25rem,5.8vw,5.6rem);max-width:720px}
.page-home .home-hero__visual{isolation:isolate;transform:translateZ(0);box-shadow:0 38px 90px rgba(6,24,46,.24)}
.page-home .home-hero__visual:before{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(90deg,rgba(5,22,42,.08),transparent 36%,transparent 74%,rgba(5,22,42,.1));mix-blend-mode:multiply}
.page-home .home-hero__visual:after{content:"";position:absolute;z-index:3;inset:-40% -20%;pointer-events:none;background:linear-gradient(105deg,transparent 34%,rgba(255,255,255,.22) 45%,transparent 56%);transform:translateX(-52%);animation:wasgHeroSheen 10s ease-in-out infinite}
.page-home .home-hero__visual img{transition:transform .8s cubic-bezier(.2,.8,.2,1)}
.page-home .home-hero__visual:hover img{transform:scale(1.018)}
.hero-decision-link{display:flex;align-items:center;justify-content:space-between;gap:18px;max-width:670px;margin-top:20px;padding:13px 16px;border:1px solid #cddde5;border-radius:12px;background:rgba(255,255,255,.72);color:var(--muted);text-decoration:none;font-size:.86rem;box-shadow:0 8px 22px rgba(7,27,51,.05)}
.hero-decision-link strong{display:inline-flex;align-items:center;gap:6px;color:var(--blue);white-space:nowrap}.hero-decision-link svg{width:17px;height:17px}.hero-decision-link:hover{border-color:#9fc2cf;background:#fff}
.page-home .hero-proof{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:20px;max-width:670px}
.page-home .hero-proof li{display:grid;align-content:center;min-height:72px;padding:11px 13px;border:1px solid rgba(185,205,216,.75);border-radius:12px;background:rgba(255,255,255,.58)}
.page-home .hero-proof b{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:1.34rem;line-height:1}.page-home .hero-proof span{margin-top:5px;color:var(--muted);font-size:.69rem;font-weight:750;line-height:1.2}
.home-access-bar{position:relative;z-index:5;margin-top:-30px}.home-access-bar__grid{display:grid;grid-template-columns:repeat(3,1fr);padding:8px;border:1px solid rgba(206,221,228,.95);border-radius:18px;background:rgba(255,255,255,.94);box-shadow:0 20px 50px rgba(7,27,51,.12);backdrop-filter:blur(14px)}
.home-access-bar a{display:grid;grid-template-columns:1fr auto;grid-template-areas:"label icon" "title icon";align-items:center;gap:1px 14px;min-height:82px;padding:13px 18px;border-radius:12px;color:var(--ink);text-decoration:none;transition:.2s ease}.home-access-bar a+a{border-left:1px solid var(--line)}.home-access-bar a:hover{background:var(--soft-blue)}.home-access-bar span{grid-area:label;color:var(--teal);font-size:.65rem;font-weight:850;letter-spacing:.11em;text-transform:uppercase}.home-access-bar strong{grid-area:title;font-family:Georgia,"Times New Roman",serif;font-size:1rem}.home-access-bar b{grid-area:icon;width:38px;height:38px;display:grid;place-items:center;border-radius:50%;background:var(--ink);color:#fff}.home-access-bar svg{width:18px;height:18px}
.decision-spotlight-section{background:linear-gradient(180deg,#fffdfa 0%,#f0f6f8 100%)}.decision-spotlight{display:grid;grid-template-columns:minmax(420px,.95fr) minmax(0,1.05fr);gap:64px;align-items:center}.decision-spotlight__visual{position:relative;border-radius:28px;overflow:hidden;background:#071b33;box-shadow:0 35px 80px rgba(7,27,51,.22);transform-style:preserve-3d;transition:transform .25s ease}.decision-spotlight__visual:before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,transparent 60%,rgba(5,22,42,.68));pointer-events:none}.decision-spotlight__visual img{width:100%;aspect-ratio:24/19;object-fit:cover}.decision-spotlight__badge{position:absolute;z-index:2;left:18px;right:18px;bottom:17px;padding:10px 12px;border:1px solid rgba(255,255,255,.22);border-radius:10px;background:rgba(5,22,42,.72);backdrop-filter:blur(8px);color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.035em;text-align:center}.decision-spotlight__copy h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:clamp(2.4rem,4vw,4rem);line-height:1.02;letter-spacing:-.045em;margin:6px 0 20px}.decision-spotlight__copy>p{color:var(--muted);font-size:1.05rem;max-width:650px}.decision-path-list{display:grid;margin:28px 0}.decision-path-list a{display:grid;grid-template-columns:42px minmax(0,1fr) auto;align-items:center;gap:13px;padding:17px 0;border-top:1px solid var(--line);color:var(--text);text-decoration:none}.decision-path-list a:last-child{border-bottom:1px solid var(--line)}.decision-path-list a>b{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:var(--soft-blue);color:var(--blue);font-size:.7rem}.decision-path-list span{display:grid}.decision-path-list strong{color:var(--ink);font-size:.98rem}.decision-path-list small{color:var(--muted);font-size:.79rem;margin-top:2px}.decision-path-list>a>svg{color:var(--blue);transition:transform .2s}.decision-path-list a:hover>svg{transform:translateX(4px)}
.reveal-on-scroll{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.reveal-on-scroll.is-visible{opacity:1;transform:none}
@keyframes wasgHeroSheen{0%,72%{transform:translateX(-55%)}88%,100%{transform:translateX(58%)}}
@media (prefers-reduced-motion:reduce){.page-home .home-hero__visual:after{animation:none}.page-home .home-hero__visual img,.decision-spotlight__visual,.reveal-on-scroll{transition:none}.reveal-on-scroll{opacity:1;transform:none}}
@media (max-width:1180px){.header-guides-link{display:none}.page-home .home-hero__grid{grid-template-columns:1fr}.page-home .home-hero__copy{max-width:900px}.page-home .home-hero__visual{max-width:1050px}.decision-spotlight{grid-template-columns:1fr;gap:38px}.decision-spotlight__visual{max-width:850px}}
@media (max-width:820px){.home-access-bar{margin-top:-18px}.home-access-bar__grid{grid-template-columns:1fr}.home-access-bar a+a{border-left:0;border-top:1px solid var(--line)}.page-home .hero-proof{grid-template-columns:repeat(3,1fr)}.hero-decision-link{align-items:flex-start}.hero-decision-link strong{white-space:normal}.decision-spotlight__copy h2{font-size:clamp(2.35rem,10vw,3.45rem)}}
@media (max-width:540px){.page-home .home-hero{padding-top:44px}.page-home .hero-proof{grid-template-columns:1fr 1fr}.page-home .hero-proof li:last-child{grid-column:1/-1}.hero-decision-link{display:grid}.home-access-bar__grid{padding:5px}.home-access-bar a{min-height:74px}.decision-spotlight__visual{border-radius:19px}.decision-spotlight__badge{font-size:.62rem}.decision-path-list a{grid-template-columns:36px minmax(0,1fr) auto}.decision-path-list small{font-size:.74rem}}